Terms of Service

Terms of Service – Ming Escrow Payment Platform

Effective Date: [Insert Date]

Welcome to Ming Escrow Payment Platform. These Terms of Service (“Terms”) govern your access to and use of our website, services, and payment solutions (collectively, the “Platform”). By creating an account or using our services, you agree to be bound by these Terms. Please read them carefully.

1. Acceptance of Terms

1.1. By registering, accessing, or using Ming Escrow, you confirm that you are at least 18 years old and legally capable of entering into binding agreements.
1.2. If you do not agree with these Terms, you must not use our services.

2. Scope of Services

2.1. Ming Escrow provides an escrow payment solution, acting as a trusted third party to hold and release funds once agreed conditions are met.
2.2. Our services are intended to facilitate safe, transparent, and secure online transactions.
2.3. We do not provide legal, financial, or investment advice. Users are responsible for their own decisions.

3. User Accounts

3.1. To access the Platform, users must create an account and provide accurate, up-to-date information.
3.2. You are solely responsible for safeguarding your login credentials.
3.3. Ming Escrow is not liable for losses resulting from unauthorized access caused by your failure to secure your account.
3.4. We reserve the right to suspend or terminate accounts that violate these Terms or engage in suspicious activity.

4. Payment Process

4.1. All transactions must be conducted through the Platform. Off-platform payments are strictly prohibited.
4.2. The buyer must deposit funds into escrow before the seller delivers goods or services.
4.3. Funds are released to the seller once the buyer confirms satisfaction, or according to the agreed contract terms.
4.4. Attempting to bypass the escrow process will result in account suspension or termination.

5. Fees and Charges

5.1. Users agree to pay all applicable fees as displayed prior to initiating a transaction.
5.2. Fees are non-refundable once a transaction has been processed, unless due to an error caused by Ming Escrow.
5.3. Users are responsible for any applicable taxes arising from their use of the Platform.

6. Prohibited Uses

6.1. Users may not use the Platform for:

Illegal or fraudulent transactions
Money laundering or terrorism financing
Gambling, pornography, weapons, counterfeit goods, or prohibited services
Circumventing applicable laws or regulations
6.2. Violations may result in account suspension, termination, and potential legal action.

7. Dispute Resolution

7.1. In case of disputes, users must submit a claim through the Platform’s dispute resolution system.
7.2. Ming Escrow will act as a neutral third party and make a decision based on available evidence.
7.3. Our decisions are binding unless overruled by competent legal authorities.

8. Privacy and Data Protection

8.1. Ming Escrow collects and processes personal data in accordance with our Privacy Policy.
8.2. By using our services, you consent to the collection and use of your data as described in that policy.

9. Security

9.1. We implement advanced security measures to protect user data and transactions.
9.2. Users are responsible for ensuring their devices and internet connections are secure.
9.3. Ming Escrow is not responsible for losses due to unauthorized access outside of our control.

10. Limitation of Liability

10.1. Ming Escrow acts solely as an escrow agent. We are not responsible for the quality, legality, or delivery of goods and services exchanged between users.
10.2. We are not liable for indirect, incidental, or consequential damages resulting from the use of our Platform.
10.3. Our total liability to any user will not exceed the total fees paid to Ming Escrow in the six months preceding the claim.

11. Compliance with Laws

11.1. Users must comply with all applicable local, national, and international laws when using the Platform.
11.2. Ming Escrow reserves the right to report unlawful activity to relevant authorities.

12. Account Suspension and Termination

12.1. Ming Escrow may suspend or terminate accounts at its sole discretion for violations of these Terms or suspected fraud.
12.2. Users may request account closure by contacting customer support, provided no active transactions are in progress.

13. Amendments to Terms

13.1. We may update these Terms from time to time to reflect changes in laws, technology, or business practices.
13.2. Users will be notified of significant changes via email or platform notifications.
13.3. Continued use of the Platform after updates constitutes acceptance of the revised Terms.

14. Governing Law

14.1. These Terms shall be governed by and interpreted in accordance with the laws.
14.2. Any disputes shall be resolved under the exclusive jurisdiction of the courts.

15. Contact Information

For questions or concerns regarding these Terms, please contact us:

Ming Escrow Payment Platform
📧 Email: support@mingescrow.com
🌐 Website: www.mingescrow.com